Rao Guidance

Love isn’t just thinking about someone all night long, talking to them on the phone, or holding their hand and walking along the beach. These are all acts of love, but they all can be shared with others besides your spouse. All relationships involve love, but only a husband and wife can engage in a form of love that is wrong in all other relationships. We are talking about sex. More specifically marital sex. Sex with your legally wedded husband or wife.  Today, many people are entering marriages without knowing anything about proper sex. Don’t worry, your newly appointed sex guru, me!, will teach you everything you need to know in order to live your best sex life. Husband gets up, leaves for work. Wife gets up, feeds the kids breakfast, drops them off to school. Husband comes home to a bunch of chores, and nagging from the kids and wife, wife heads to bed dead-tired from the endless household chores and perhaps day job. Sleep, and the night is over. Next day, same thing. Sounds fam...

If I don’t tell this story, the world would never know what’s happening in the world. I am not a writer, but circumstances have forced me to share my story in hope that others can be saved. From what? Vampires. Yes, I know what you’re thinking. They’re not real! Most people don’t believe in vampires. Neither did I. Boy, was I wrong. You probably won’t believe me. Heck, I wouldn’t either. A scary dracula-looking guy that kidnaps you and sucks the life out of you. Well…I hate to break it to you, but real-life vampires are much different. Anyway, that’s a story for later. For now, let me take you to my life in 8th grade.  A new specialized science high school on the other side of town had just opened its doors to poor students. It was a special gifted private school that cost parents tens of thousands of dollars to send their kids to school. All of the wealthy downtown wished for their kids to be educated there! Yet, not everyone got in. They had so many applicants every year, that ...

  Google Pixel 8 Pro vs Iphone 15 Pro Max- Real, authentic, unsponsored review It was time for a phone upgrade for my family after 2 years. We aren’t rich at all, don’t splurge on expensive stuff often, and usually run on tight budgets. I am very tech savvy and have very specific needs for a phone. I have been running a Oneplus 8 since April of 2021. Although I constantly try out new phones, trying to find the perfect one, I’ve managed to consistently come back to this one. It suits my needs very well because of a few reasons which I am going to list. Firstly, I can only use an android phone. And here: I explain my reasoning against ios. Why I prefer Android over Ios/ Iphones. And you should too.  Ios doesn’t cut it for me. Notifications are lackluster, and seem very primitive compared to any modern android. Anyone who uses them side by side, can easily spot the difference. The three buttons on the bottom of an android are essential for quick universal moves across apps. The b...

 An increase in the value of an asset means an increase in the value of the asset over time. When the value of an asset increases, it is said to have increased in value. Many factors affect real estate valuation, such as location, market trends, and improvements to the property.  Here are some things to consider when evaluating real estate: 1. Location: Location is one of the most critical factors affecting real estate valuation. Properties located in desirable locations such as near good schools, shopping centers and transportation hubs tend to appreciate faster than properties in less desirable locations. 2. Market Trends: The real estate market can have a significant impact on property valuation. When the housing market is strong and demand is brisk, property values ​​increase faster. On the other hand, during a recession or housing market crash, real estate values ​​can decrease. 3. Real estate: Real estate can also increase its value and cause the property to appreciate. ...

  Tax brackets refer to different income categories where taxpayers are taxed at different tax rates. The United States has a progressive tax system, which means that the more money you make, the higher your tax rate.  Here are the current tax brackets for the 2021 tax year: - 10% of taxable income up to $9,950 for individuals and married filing separately - 12% of taxable income up to $9,951 for single filing separately and married filing separately - 22% of taxable income $40,526-$86,375 for single and married filing separately - 24% of taxable income $86,376-$164,925 for single and married filing separately - 32% of taxable income $164,926 - $209,425 for individuals and married filing separately - 35% of taxable income $209,426 - $523,600 for individuals and married filing separately - 37% of taxable income for income over $52360 for married and married couples . separately Married couples filing jointly usually have twice the income for each tax category as single filers. ...

Pension income is the money you receive after you retire from work. It is important to plan ahead for your retirement income so that you have enough money to support you in your retirement years. Here are some ways to plan for retirement income: 1. Save for retirement: Saving for retirement is one of the most important things you can do to ensure adequate retirement income. Make regular contributions to your employer's retirement plan, such as a 401(k) or 403(b), or open an Individual Retirement Account (IRA) to save for your retirement. 2. Consider delaying Social Security benefits: Delaying Social Security benefits can increase your monthly payment when you finally start receiving benefits. If you can delay taking Social Security until age 70, you can get up to 32% more benefits. 3. Plan for health care costs: Health care costs can be a major expense during retirement. Consider purchasing long-term care insurance that covers medical expenses or includes health care costs in your ...

  Home security is important to protect your home and family from potential threats. Here are some tips to improve your home security. 1. Install a security system: Installing a security system is one of the most effective ways to protect your home. A security system may include motion sensors, security cameras, and alarms that can alert you and the authorities to a break-in. 2. Use deadbolts: Installing deadbolts on doors can prevent unauthorized access to your home. Bolts provide additional protection and can only be opened with a key or thumb. 3. Secure windows: Make sure all your windows have secure locks. You can also install window sensors that give an alarm when the window is opened. 4. Improve outdoor lighting: Adequate outdoor lighting can deter potential intruders. Install outdoor lights with motion sensors or set them on a timer to turn on automatically at night. 5. Keep Your Yard Clean: Keep your yard clean and well maintained to reduce potential hiding places for intru...

 Keeping your accounts organized is an important step toward effective financial management. Keeping track of your bills and payments can help you avoid late fees, improve your credit score, and reduce stress.  Here are some tips for organizing your bills: 1. Create an invoice calendar: Creating an invoice calendar is a simple but effective way to organize your invoices. Note the due dates of all your bills, including credit card, utility, and rent or mortgage payments. You can use a paper calendar or a digital calendar such as Google Calendar or Outlook. 2. Set reminders: In addition to creating an invoice calendar, set reminders for each payment date. You can use your phone's calendar app or a reminder like Remember the Milk or Todoist. Set reminders a few days before the payment is due to give you enough time to make the payment. 3. Consolidate your invoices: If you have multiple invoices that are due on different dates, consider consolidating them. Many banks and credit ca...

  Buying a home for the first time can be an exciting but overwhelming experience. It requires a significant financial investment and navigating a complex process.  Here are some tips for first time home buyers: 1. Decide on your budget: Before you start looking for a home, it is important to determine how much you can afford to buy a house. This involves reviewing your current income and expenses and calculating how much monthly mortgage payment you can comfortably afford. 2. Getting pre-approved for a mortgage: Getting pre-approved for a mortgage is an important step in the home buying process. This will show sellers that you are serious about shopping and help you set your budget. Contact several lenders to compare rates and terms and choose the one that best suits your needs. 3. Finding a Realtor: A realtor can help you find a home that fits your needs and budget. They can also help in the negotiation and provide valuable information about the local market. Be sure to work...

  Subletting is a process in which a tenant leases their rental property to another person or subtenant. This process is usually done when the original tenant is unable to meet the remainder of the lease, but does not want to end the lease or forfeit the security deposit.  When subletting a rental apartment, the following instructions must be followed: 1. Read the lease: Before subletting the rental property, read the lease to see if subletting is allowed. Some landlords prohibit subletting or require written permission before subletting. 2. Find a subtenant: Once subtenant approval is confirmed, find a subtenant who is willing to take over the lease. You can advertise your rental on various online platforms such as Craigslist, Facebook Marketplace or Roommates.com. Be sure to screen potential subtenants to ensure they are responsible and financially capable of meeting the terms of the lease. 3. Negotiate the terms with the subtenant: Negotiate the terms of the sublease with t...

  Fiber is an important nutrient that plays an important role in our digestive health. It can help regulate bowel function, lower cholesterol and even promote weight loss. Here, I will discuss effective ways to increase your fiber intake. First, it is important to understand what fiber is and where it is found. Fiber is a type of carbohydrate that our bodies cannot digest. Instead, it passes through the digestive system largely intact, providing large and encouraging regular bowel movements.  Fiber is found in a variety of plant foods, including fruits, vegetables, legumes, whole grains, nuts, and seeds.One of the easiest ways to increase your fiber intake is to eat more fruit. and vegetables. These foods are usually high in fiber and low in calories, making them excellent choices for weight management. Try adding a variety of colorful fruits and vegetables to your diet, such as leafy greens, berries, citrus fruits, apples, and carrots. Another great way to increase your fiber...

  Losing weight can be a difficult process, but it is also an important step towards a healthy and fulfilling life.  In this essay, I will discuss effective ways to lose weight.It is important to create a calorie deficit first. This means that you consume fewer calories each day than your body burns.  One way to achieve this is by following a healthy and balanced diet. This diet should include plenty of fruits and vegetables, lean protein sources and whole grains, while limiting processed foods and sugary drinks.  In addition, it is important to avoid skipping meals and eat smaller portions throughout the day to keep your metabolism running smoothly. Exercise is also an important part of weight loss. While a healthy diet is key, regular exercise can help you burn more calories and increase muscle mass, which helps your body burn more calories even when you're resting. The type of exercise is less important than finding something you like and stick with.  Whether...

Reading is a powerful tool that can have many benefits for your mental health. Whether it's fiction, non-fiction or self-help books, here are some ways reading can improve your mental health. 1. Reduces Stress - Reading can reduce stress by providing an escape from everyday life and promoting relaxation. 2. Improves mental stimulation - Reading can increase mental stimulation promoting cognitive and intellectual growth. 3. Improves Empathy and Emotional Intelligence - Reading can improve empathy and emotional intelligence by providing you with different perspectives and experiences. 4. Improves creativity and imagination - Reading can increase creativity and imagination by stimulating new ideas and perspectives. 5. Promotes Better Sleep - Reading can improve sleep by providing a relaxing bedtime routine. How can you integrate reading into your daily life? Here are some tips: 1. Make Time - Set aside time each day or week to read, even if it's just a few minutes. 2. Make Reading...

Keeping a diary is an activity in which you record your thoughts, feelings and experiences in a diary or notebook. It is a powerful tool that can have many benefits for your mental health.  Here are some ways journaling can improve your mental health: 1. Reduces Stress - Journaling can help reduce stress by providing an outlet for emotions. 2. Improves Emotional Regulation - Journaling can help improve your emotional regulation by helping you process emotions and develop coping strategies. 3. Improves self-awareness - Journaling can improve your self-awareness by helping you identify patterns in your thoughts, feelings, and behaviors. 4. Promotes Creativity - Journaling can also increase creativity by encouraging the development of new ideas and perspectives. How can you start journaling? Here are some tips: 1. Choose a time and place - choose a time and place to journal where you feel comfortable and can focus on writing. 2. Write freely - Write freely and without judgment, allowi...

Forgiveness is letting go of anger, resentment, and negative feelings toward someone who has wronged you. It's a powerful practice that can have many benefits for your mental health.  Here are some ways forgiveness can improve your mental health: 1. Reduces Stress - Forgiveness can help reduce the stress and negative emotions associated with resentment and offense. 2. Improves Relationships - Forgiveness can improve your relationships by promoting understanding, empathy and trust. 3. Improves Self-Esteem - Forgiveness can improve your self-esteem by promoting self-respect, compassion and self-acceptance. 4. Increases Emotional Resilience - Forgiveness can increase your emotional resilience by promoting positive emotions and coping strategies. How can you practice forgiveness in your daily life? Here are some tips: 1. Acknowledge your feelings - It is important to acknowledge your feelings and emotions about the situation before you can begin to forgive. 2. Get Support - Get support...

Traveling is an enriching and rewarding experience that can have many benefits for your mind, body and soul. Whether you're exploring a new city, hiking in nature, or immersing yourself in a new culture, here are some ways travel can be beneficial: 1. Improves your mental health - Travel can improve your mental health by reducing stress, providing new experiences and perspectives, and increasing creativity and mental clarity. 2. Improve your physical health - Traveling can also provide physical health benefits, such as increasing physical activity and reducing the risk of chronic diseases associated with a sedentary lifestyle. 3. Strengthens your relationships - Traveling with friends or family can strengthen your relationships by creating shared memories and experiences. 4. Promotes Personal Growth - Travel can be a powerful way to promote personal growth by exposing you to new ideas, cultures and lifestyles. How can you get the most out of your travels? Here are some tips: 1. Pla...